Privacy Policy
Maintaining the trust and confidence of our clients is a high priority. That is why we want you to understand how we protect your privacy when we collect and use information about you, and the steps that we take to safeguard that information. This notice is provided to you on behalf of Rich DeWitt Wealth Management LLC (“RDWM”).
Information We Collect: In connection with providing investment products, financial advice, or other services, we obtain non-public personal information about you, including:
- Information we receive from you on account applications, such as your address, date of birth, Social Security Number, occupation, financial goals, assets and income;
- Information about your transactions with us, our affiliates, or others;
- Information about your visits to our website. We store records of the activities on our sites in our web server logs, which automatically capture and save the information electronically. The information we collect helps us administer the site, analyze its usage, protect the website and its content from inappropriate use, and improve the user’s experience.
- Information received from credit or service bureaus or other third parties, such as your credit history or employment status.
Categories of Information We Disclose: We may only disclose information that we collect in accordance with this policy. RDWM does not sell customer lists and will not sell your name to telemarketers.
Categories of Parties to Whom We Disclose: We will not disclose information regarding you or your account at RDWM, except under the following circumstances:
- To entities that perform services for us or function on our behalf, including financial service providers, such as a clearing broker-dealer, investment company, or insurance company, other investment advisers;
- To comply with broker-dealer firms that have regulatory requirements to supervise certain representatives’ activities;
- To consumer reporting agencies,
- To third parties who perform services or marketing, client resource management, or other parties to help manage your account on our behalf;
- To your attorney, trustee or anyone else who represents you in a fiduciary capacity;
- To our attorneys, accountants, or auditors; and
- To government entities or other third parties in response to subpoenas or other legal processes as required by law or to comply with regulatory inquiries.
How We Use Information: Information may be used among companies that perform support services for us, such as data processors, client relationship management technology, technical systems consultants, and programmers, or companies that help us market products and services to you for a number of purposes, such as:
- To protect your accounts/non-public information from unauthorized access or identity theft;
- To process your requests such as securities purchases and sales;
- To establish or maintain an account with an unaffiliated third party, such as a clearing broker-dealer providing services to you and/or RDWM;
- To service your accounts, such as by issuing checks and account statements;
- To comply with Federal, State, and Self-Regulatory Organization requirements;
- To keep you informed about financial services of interest to you.
Regulation S-AM: Under Regulation S-AM, a registered investment adviser is prohibited from using eligibility information that it receives from an affiliate to make a marketing solicitation unless: (1) the potential marketing use of that information has been clearly, conspicuously and concisely disclosed to the consumer; (2) the consumer has been provided a reasonable opportunity and a simple method to opt out of receiving the marketing solicitations; and (3) the consumer has not opted out. RDWM does not receive information regarding marketing eligibility from affiliates to make solicitations.
Our Security Policy: We restrict access to nonpublic personal information about you to those individuals who need to know that information to provide products or services to you and perform their respective duties. We maintain physical, electronic, and procedural security measures to safeguard confidential client information.
Cyber Security: Internal policies and procedures are in place to address cyber security. A copy of this policy is available upon request.
If your IAR’s affiliation with RDWM ends and he or she joins a non-affiliated securities broker-dealer or registered investment adviser, RDWM will permit the IAR to use certain client contact information to solicit clients to join the IAR’s new financial services provider. The client contact information that the IAR may use is limited to your name, address, email address, phone number and account title.
Certain states have adopted a requirement for you to approve the sharing of information in advance, otherwise known as an “opt-in” choice. If you live in an “opt-in” state (e.g., California, Massachusetts, Maine, Alaska, North Dakota or Vermont), then RDWM will require your consent to share your information with unaffiliated third parties who are not servicing your account. State requirements vary and may change without notice.
Succession Planning: In the event that the owner(s) of RDWM retire, become incapacitated, or perish unexpectedly, your information would be disclosed to an unaffiliated third party for the purposes of facilitating a business succession plan. A change in control of ownership of RDWM would require your consent, as dictated by your signed agreement with RDWM, in order to continue providing services to you.
By submitting your phone number, you authorize Rich DeWitt Wealth Management to contact you using the information provided regarding updates, promotions, and other relevant information. Message/data rates may apply.
Reply STOP to opt out of further messaging.
Mobile opt-in data will not be shared with any 3rd party.
Your Right to Opt Out: Federal privacy laws give you the right to restrict us from sharing your personal financial information. These laws balance your right to privacy with RDWM’s need to provide information for normal business purposes. You have the right to opt out of sharing certain information with affiliated and unaffiliated companies of our firm. Choosing to restrict the sharing of your personal financial information will not apply to (1) your information that we may share with companies that help promote and market our own products or products offered under a joint agreement with another company; (2) records of your transactions–such as your loan payments, credit card or debit card purchases, and checking and savings account statements–to firms that provide data processing and mailing services for our firm; (3) information about you in response to a court order; and (4) your payment history on loans and credit cards to credit bureaus. If you opt out, you limit the extent to which RDWM can provide your personal financial information to non-affiliated companies. You may opt out of the disclosure of nonpublic personal financial information to non-affiliates by contacting RDWM at 423-310-2920.
Closed or Inactive Accounts: If you decide to close your account(s) or become an inactive customer, our Privacy Policy will continue to apply to you.
Complaint Notification: Please direct complaints to: Rich DeWitt at Rich DeWitt Wealth Management LLC, 5959 Shallowford Rd Suite 105, Chattanooga, TN 37421; 423-310-2920.
Changes to This Privacy Policy: If we make any substantial changes in the way we use or disseminate confidential information, we will notify you. If you have any questions concerning this Privacy Policy, please contact us at: Rich DeWitt Wealth Management LLC, 5959 Shallowford Rd Suite 105, Chattanooga, TN 37421; 423-310-2920.
Terms of Use
For SMS MMS messaging
Last Updated: October 9, 2025
Welcome to Rich DeWitt Wealth Management LLC’s website. By accessing or using our services, including our website and mobile communications, you agree to comply with and be bound by these Terms of Use.
1. Acceptance of Terms
By using our services, including any SMS or MMS messaging campaigns governed under the 10DLC (10-Digit Long Code) framework, you acknowledge and agree to abide by these Terms of Use, as well as all applicable laws and regulations.
2. Messaging Policy (10DLC Compliance)
2.1 Registration and Compliance
We comply with 10DLC regulations set by the CTIA, mobile carriers, and The Campaign Registry (TCR). By using our messaging services, you agree to:
- Register your business and campaigns with TCR if applicable.
- Follow carrier and regulatory guidelines for content and delivery.
- Obtain express consent from recipients before sending messages.
2.2 Consent and Opt-In Requirements
- Users must explicitly opt in to receive messages from us.
- Opt-in methods may include web forms, keyword sign-ups, or written agreements.
- By opting in, users consent to receive recurring messages at the provided phone number.
2.3 Opt-Out & Help Commands
- Users may opt out at any time by replying “STOP” to any message.
- Replying “HELP” will provide additional assistance and customer support contact information.
- Opt-out requests are honored immediately, and no further messages will be sent.
2.4 Message Content Restrictions
We strictly prohibit the transmission of messages containing:
- Illegal, fraudulent, or misleading content.
- Hate speech, harassment, or discriminatory material.
- Sensitive personal data or financial account details.
- Any content restricted by mobile carriers or government regulations.
- Any content restricted by State and Federal agencies governing Securities or Fiduciary Responsibilities.
3. Privacy and Data Security
We respect your privacy and handle personal data per our Privacy Policy.
- Collected data is used solely for communication and service enhancement.
- We do not sell or share phone numbers with third parties for marketing purposes.
- Messages may be monitored for compliance and quality assurance.
4. User Responsibilities
- You must be at least 18 years old or have parental consent to use our services.
- You are responsible for providing accurate contact information and updating it as needed.
- Unauthorized use of our services, including spamming or fraud, is strictly prohibited.
5. Service Limitations & Liability
- We do not guarantee uninterrupted or error-free messaging services.
- Carrier delays, technical failures, or regulatory changes may impact service availability.
- We are not liable for any damages resulting from service disruptions or message misdeliveries.
6. Modifications to Terms
We reserve the right to update these Terms at any time. Changes will be posted on our website, and continued use of our services constitutes acceptance of the updated terms.
7. Contact Information
For questions or concerns about these Terms of Use, contact us at: Rich DeWitt Wealth Management LLC, info@richdewittwealthmanagement.com, 423-954-7273.